For Workers & civil servants

Protection against biometric risks —

Protect your future

As an employee or civil servant, your labor is your most important asset. But what happens if you are suddenly unable to work for health reasons? Biometric risks such as occupational disability or incapacity for service can jeopardize your financial security. We offer innovative insurance that gives you and your family the necessary protection — so that you can look to the future with peace of mind.

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Our range of services for employees and civil servants includes:

• Disability insurance:
  We offer comprehensive disability insurance specifically for civil servants. It covers you if you are no longer able to perform your duties due to health reasons. In this way, you protect yourself from financial losses and maintain your financial stability even in the event of incapacity.
• Disability insurance:
  Worker protection is essential for employees. Our disability insurance protects you from the financial consequences if you are no longer able to work due to illness or accident. You receive a monthly pension that helps you and your family maintain living standards.
• Supplementary health insurance:
  Supplement your public health insurance with supplementary health insurance that gives you access to high-quality medical care. Whether it's a head doctor's treatment, dentures or other services — we'll make sure that you're well covered.
• Full health insurance:
  It is possible to switch to full private health insurance under certain conditions. If this option exists for you, we will check together whether it is plausible to switch from statutory health insurance to private health insurance.
• Accident insurance:
  Accidents can happen not only at work, but also during leisure time. With our accident insurance, you are fully protected and receive financial support if an accident affects your work capacity.
• Legal protection for workers and civil servants:
  In everyday working life, there may be conflicts with employers or civil servants. Our legal protection provides you with protection so that you can protect your interests in legal disputes.
• Retirement planning:
  With well-thought-out retirement planning, you ensure that you are financially secure even after your working life. We offer private and company pension solutions so that you can enjoy your retirement carefree.

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Why us

We understand how important it is to protect yourself against unforeseeable biometric risks. Our modern insurance offers you the protection you need to maintain your financial security — today and in the future.

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Get in touch

Let's develop a strategy together that is just as dynamic as your life. Our team is by your side across the gates of Flensburg and ensures your safety — so that you can fully focus on the winner's podium.